Terms of use

This M&S Pension Scheme (the Scheme) website (the Website) is owned by, and operated for and on behalf of, Marks and Spencer Pension Trust Limited (the Trustees or we).

You may only use of the Website for the purpose that it was made available to you (e.g. to obtain information about the Scheme) and in accordance with is governed by these terms and conditions of use, including the privacy policy below, and any additional terms we notify to you (the Terms). Access and use by you of this Website constitutes your acceptance of the Terms. The Terms take effect from the date on which you first use this Website.

The Website may be updated at any time and the Trustees recommend that you check these Terms regularly as you will be bound by the amended Terms from the next time you access the Website. If the Trustees amend the Terms, we will notify users by displaying a pop-up box stating that the Terms have changed and by posting the amended version of the Terms with an updated effective date on this Website.

The availability of the Website at any given time is not guaranteed, and the Website may be modified, suspended or withdrawn by the Trustees at any time without notice.  

The Trustees make no representations or warranties about the Website or its contents, which are provided “as is”.  To the maximum extent permitted by law: (i) the Trustees exclude all implied warranties regarding the Website or its contents, including without limitation, the warranties of merchantability, fitness for purpose, title and non-infringement; and (ii) the total liability of the Trustees to you, for any claim arising out of or in connection with the Website, its contents or their use, is limited to any amounts you paid (if any) to the Trustees to use the Website.

Privacy Policy

We take the issue of data protection very seriously. Our approach is set out in the Trustee's Privacy Policy.


What are cookies?

When you connect to this Website one or more cookies will be placed on your computer. A cookie is a piece of information in the form of a small text file placed on an internet user's computing device. 

The cookies on this Website are performance cookies created and used by the Website to allow Website functions to operate, such as recalling your preferences, and to allow the monitoring of the Website usage, which helps us improve the user experience on the Website. By using this Website, you agree that M&S and the Trustees can place these types of cookies on your device.

Performance cookies

Performance cookies are cookies used to improve a website, for example for analytics that let companies see how their website is used and where to make improvements.

The performance cookies used by this Website are set out below:


Sitecore Analytics

Purpose These cookies help us to deliver personalised content to you and provide anonymous reports to us on how visitors use our site.

Cookie details

SC_ANALYTICS_GLOBAL_COOKIE - Randomly generated identifier assigned to a visitor to help identify returning visits to the site. Expires one year after creation.


Google Analytics


These cookies are used to provide meaningful reports about how visitors use this Website. The member areas of the Website also have a second set of Google Analytics cookies which are exactly the same, apart from a 2_prefix, and have the same purpose.

Cookie details

_utma - tracks the number of times a visitor has been to the site, when their first visit was, and when their last visit occurred. Google Analytics uses the information from this cookie to calculate things such as days and visits to purchase. Expires two years after creation.

_utmz - tracks where the visitor came from, what search engine was used, what links are clicked on, what keyword was used, and where they are in the world. Expires six months after creation.

_utmc - works with _utmb to calculate how long a visit takes. Expires when the browser is closed.

_utmb - works with _utmc to calculate how long a visit takes. Expires 30 minutes after creation.

_umtv - allows us to identify areas of the sites under certain categories and tracks visitor statistics across these categories. Expires when the browser is closed.




These cookies help us display content in a way that is easier/more comfortable for you to read.

Cookie details

page_size - stores the chosen font size so that a visitor doesn't have to change it on every page.

Disabling Cookies

If you do not wish to receive cookies from this Website you can adjust your browser settings to refuse or screen cookies. You can find instructions on how to configure this within the Help function within your web browser.

If you set your web browser to refuse cookies from this Website, please be aware this may impair the functionality and your usability of the Website. For more information on cookies and browser settings, please go to www.allaboutcookies.org