Spouse or civil partner’s pension
This is payable for life and amounts to two thirds of your pension at the date of death. This pension is reduced if your spouse or civil partner is:
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More than 10 years younger than you; and
- The marriage or civil partnership took place after you left employment, or if earlier, you started to receive a pension
Dependant’s pension
This is paid to someone who is financially dependent on you if you’re not married or in a civil partnership. It is paid at the Trustee’s discretion and will be no more than two thirds of your pension at the date of your death.
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The Trustee will assess whether a dependant qualifies in line with criteria set out in the Scheme Rules.
- The Trustee may stop or reduce a dependant’s pension.
Children’s pensions
These are payable to children up to age 16, or 21 if the child is in full time education or training approved by the Trustee.
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